Tricount is a genuinely good app — clean, free, and hugely popular across Europe for splitting trip and household costs. So why look for an alternative? Usually it comes down to two things: you want more than just even splits, and you want a clearer picture of who actually spent what.
This is an honest look at Splitwin as a Tricount alternative — where it genuinely does more, and where Tricount still wins. Every Splitwin feature below is something the app actually does.
What people want from a Tricount alternative
People searching for a Tricount alternative usually want an expense splitting app that:
- Handles uneven splits properly — by shares, percentages, or per-person adjustments, not just equal.
- Shows spending insights: who spent how much, and on what categories.
- Settles the group with the fewest possible payments.
- Converts currencies for international trips.
- Doesn't push a subscription for the useful stuff.
Splitwin vs Tricount at a glance
| Tricount | Splitwin | |
|---|---|---|
| Price | Free (optional low-cost premium) | No paywalls — token system, top up with ads or a low-cost pack |
| Split types | Simple — best for even/basic splits | 5 types — equal, exact, %, shares, adjustments |
| Per-member spending breakdown | Balances only | Yes — bar chart by member, broken down by category |
| Category charts | Limited | Yes — donut by category, filter by week/month/year |
| Currency conversion | Yes (multi-currency) | Yes — 27 currencies, live ECB rates |
| Debt simplification | Yes | Yes — minimizes number of payments |
| Export | PDF / Excel | PDF + CSV, free |
| Recurring expenses | Check current plan | Yes — weekly, monthly, or yearly |
| Receipt scanning (OCR) | Yes | No |
| Offline use | Yes | Yes — opens instantly from local cache |
| Platforms | iOS, Android, web | iOS & Android |
Tricount details as of 2026 — verify current specifics on the Tricount App Store listing.
Where Splitwin does more
Every way to split a bill
Tricount keeps splitting simple, which is perfect for an even dinner. But real life isn't always even. Splitwin gives you five split types on any expense: equal, exact amounts, percentages, shares (e.g. the couple counts as two, the solo traveler as one), and adjustments (even split plus a per-person tweak). When the non-drinker shouldn't pay for the wine, you have the controls to do it right.
See who actually spent what
This is Splitwin's standout. Beyond a balance sheet, the Chart tab shows a per-member spending bar chart — and each member's bar is broken down by category using the same colors as the spending donut. Tap a segment to see the exact amount and its share. On a trip, that answers the question everyone actually asks: "how much did I spend, and on what?" You can filter by week, month, or year, and view totals in any supported currency.
Smarter settle-up
When debts get tangled across a group, Splitwin computes the minimum number of payments to clear everyone, then tells you exactly who pays whom. Record full or partial settlements; settled groups are marked done and can be archived.
Exports, migration, reminders, and sharing
Splitwin exports PDF and CSV for free and can import compatible CSV history from another app. It also supports recurring expenses, monthly group digests, a polite free Nudge for outstanding payments, and read-only web links for people without Splitwin.
Where Tricount still wins (let's be fair)
- Receipt scanning (OCR). Tricount can read a photo of a receipt and pull out the total. Splitwin doesn't do OCR.
- A full web version. Tricount supports browser editing; Splitwin's browser link is read-only.
- Reach and maturity. Tricount (backed by bunq) has a massive European user base and years of polish.
- Native Excel export. Tricount exports an Excel workbook; Splitwin exports CSV, which opens in Excel, Google Sheets, and Numbers.
If those matter most to you, Tricount is a great choice.
The real difference: nothing locked behind a paywall
Both apps are friendly on price, so this isn't really about cost — it's about flexibility. Splitwin never gates features. Currency conversion, charts, export, and all five split types are available to everyone. Instead of a subscription, it runs on a simple token system: 50 free tokens to start, one per expense added, and settling up is always free. Top up for free by watching an optional ad, or grab a low-cost token pack — your call.
Who should switch to Splitwin?
- You split costs unevenly and want shares, percentages, or adjustments.
- You want to see per-person spending by category, not just balances.
- You like clean charts and free PDF and CSV exports.
- You want an app that's fast and works offline with cloud sync across devices.
Stick with Tricount if you rely on receipt OCR or a web app.
The bottom line
Tricount nails simple, free, even-split tracking — and does it well. Splitwin is for groups that want a bit more: flexible split types, a real per-member, per-category breakdown of spending, smart settle-up, and currency conversion — all without a paywall. If you've outgrown even splits, it's worth a try.
